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 Wisconsin Technical College System Student Accident Insurance

 

NWTC is offering
Student Accident Insurance​

 

Starting in summer 2014, all NWTC students enrolled in credit classes, a practicum program, and certain other courses will be automatically enrolled in the Wisconsin Technical Colleges Mandatory Accident Only Insurance Plan.

The Accident Only Insurance Plan provides medical benefits up to $50,000 with no deductible when an accident occurs while on campus, attending a practicum program or other recognized student group approved by the College, or during travel to and from a program. The plan offers comprehensive benefits that include hospital room and board, inpatient and outpatient surgical procedures, labs and x-rays, physician office visits, ambulance, durable medical equipment, emergency care and prescription drugs. 

Enrollment/Eligibility

Who is eligible? 

All students active in an Associate Degree, Technical Diploma and/or Certificate and currently enrolled in classes will be automatically enrolled in and billed for the Wisconsin Technical Colleges Mandatory Accident Only Insurance Plan, and will be defined as a “Covered Person”. Online students who physically attend the college for academic purposes are eligible.

Accident Insurance Plan Benefits

How much does the plan cost?

The cost of the Plan is $6.00 per semester. (Effective Summer 2014)

What is covered under the Wisconsin Technical College Mandatory
Accident Only Insurance Plan?

    •  When an Accident occurs while on campus, attending a practicum program or other recognized student group approved by the College or during travel to and from a program, the plan offers comprehensive benefits that include hospital room and board, inpatient and outpatient surgical procedures, labs and x-rays, physician office visits, ambulance, durable medical equipment, emergency care and prescription drugs.
    • The maximum benefit allowed for each accident is $50,000.
    • Services are covered at 100% of Reasonable and Customary Charges
      with no deductible.

Does a Covered Person need to be on campus for coverage to take into effect?

Eligible students are covered while on campus, attending or participating in a college-sponsored or recognized activity, including practicums. This includes traveling to or from the Covered Person's home, and campus, within the entire state of Wisconsin. The covered travel time includes the period before the Covered Person's required attendance time and the period after his dismissal or when he completes any extra duties.

Is coverage in place for a student who is studying at the college library
on campus on a day when his/her class is not in session?

Coverage is in place while on school premises, during school hours, and on school days.

Is coverage in place for a student who is driving to and from a school sponsored event?

Coverage is in place to and from a school sponsored event within the entire state of Wisconsin.

 For a student who has a blended on-line course, is coverage in place for the portion of the course when the student is required to be on campus?

Yes, the student with blended courses is covered when required to be on campus, as long as premium has been paid for that student.

Does this plan have a deductible?

No, the 2013-2014 Wisconsin Technical Colleges Accident Only Insurance Plan does not have a deductible. Deductible means the amount for which you are responsible before payment is made by the claims company.

Finding a Provider

Can I go to any doctor or hospital?

Yes, you can go to any licensed provider.

Can I purchase coverage after the policy terminates?

No, there is no option to continue coverage after this policy terminates. 

Please refer to
www.gallagherstudent.com/nwtc

for complete plan details.